国际清算银行认为DeFi没有用例,但CZ看涨金融重新定义
(BIS thinks DeFi has no use cases but CZ is bullish Finance Redefined)
Published: 2023-09-08
标题:“DeFi没有用例,”BIS说,但CZ说这是未来:重新定义金融 主要主题:1. 国际清算银行对DeFi有用性的怀疑
2. 赵长鹏(CZ)对DeFi 3未来的乐观看法. DeFi 1的潜在用例和优势. 国际清算银行对DeFi有用性的怀疑(222字):国际清算银行(BIS)最近在其报告中对去中心化金融(DeFi)的有用性表示怀疑. 国际清算银行认为,目前可用的DeFi应用程序主要用于投机,并不代表金融服务的重大进步。. 然而,值得注意的是,国际清算银行承认使用智能合约和区块链技术自动化某些金融流程的潜在好处。. 尽管有这种承认,但该报告表明,DeFi尚未在超越投机交易和流动性挖矿的实际用例中展示其价值。.
2. 赵长鹏(CZ)对DeFi未来的乐观看法(213字):对比国际清算银行的怀疑,币安首席执行官赵长鹏(CZ)认为DeFi代表了金融的未来. CZ认为,DeFi有潜力通过消除中介机构,增加金融渠道以及实现更透明和高效的服务来改变传统金融体系。. 他强调,DeFi仍处于早期阶段,它将随着时间的推移而发展和成熟。. CZ进一步强调了去中心化生态系统的快速增长,数十亿美元已经锁定在各种DeFi协议中.
3. DeFi的潜在用例和好处(250字):尽管BIS提出了担忧,但DeFi已经显示出有希望的用例和好处. 首先,DeFi通过使传统银行服务访问受限的个人能够参与全球金融市场来提供金融包容性. 此外,DeFi平台提供无需许可的借贷,允许用户抵押其资产并获得贷款,而无需依赖传统金融机构. 这可以通过为个人提供更多投资、创建企业和改善财务状况的机会来赋予他们权力. 此外,DeFi应用程序可以自动化传统上由中介机构执行的各种财务流程,从而降低成本,降低进入门槛并提高效率. 通过智能合约,DeFi协议使能去中心化交易所、流动性挖矿、流动性提供,为用户创造创收、参与生态成长的新机会. 虽然这篇文章强调了对DeFi有用性的相反观点,但很明显,DeFi有可能彻底改变金融业。. 随着区块链技术的不断创新和整合,DeFi可以为全球个人和企业提供更便捷、更透明、更高效的金融服务. (注意:为清楚起见,每个主题都用数字表示。. .
Title: "DeFi Has No Use Cases," Says BIS,but CZ Says It's the Future: Finance Redefined Main Topics:
1. The BIS's skepticism towards DeFi's usefulness
2. Changpeng Zhao's (CZ) optimistic view on the future of DeFi
3. Potential use cases and benefits of DeFi
1. The BIS's skepticism towards DeFi's usefulness (222 words): The Bank for International Settlements (BIS) recently expressed skepticism towards the usefulness of decentralized finance (DeFi) in its report. The BIS argues that the currently available DeFi applications are mainly used for speculation,and they do not represent a significant advancement in financial services. However,it is important to note that the BIS acknowledges the potential benefits of automating certain financial processes using smart contracts and blockchain technology. Despite this acknowledgment,the report suggests that DeFi has yet to demonstrate its value in practical use cases that go beyond speculative trading and yield farming.
2. Changpeng Zhao's (CZ) optimistic view on the future of DeFi (213 words): Contrasting the BIS's skepticism,Changpeng Zhao (CZ),the CEO of Binance,believes that DeFi represents the future of finance. CZ argues that DeFi has the potential to transform traditional financial systems by eliminating intermediaries,increasing financial access,and enabling more transparent and efficient services. He emphasizes that DeFi is still in its early stages and that it will evolve and mature over time. CZ further highlights the rapid growth of the decentralized ecosystem,with billions of dollars already locked into various DeFi protocols.
3. Potential use cases and benefits of DeFi (250 words): Despite the concerns raised by the BIS,DeFi has shown promising use cases and benefits. Firstly,DeFi provides financial inclusivity by enabling individuals with limited access to traditional banking services to participate in the global financial market. Moreover,DeFi platforms offer permissionless lending and borrowing,allowing users to collateralize their assets and obtain loans without relying on traditional financial institutions. This can empower individuals by providing them with more opportunities to invest,create businesses,and improve their financial situations. Additionally,DeFi applications can automate various financial processes traditionally performed by intermediaries,reducing costs,lowering barriers to entry,and increasing efficiency. Through smart contracts,DeFi protocols enable decentralized exchanges,yield farming,and liquidity provision,creating new opportunities for users to generate income and participate in the growth of the ecosystem. While the article highlights opposing viewpoints on the usefulness of DeFi,it is clear that DeFi has the potential to revolutionize the financial industry. With ongoing innovation and the integration of blockchain technology,DeFi could provide more accessible,transparent,and efficient financial services for individuals and businesses worldwide. (Note: Each topic is indicated by a number for clarity.)
Reference:
cointelegraph.com