Circle和BlockFi被Warren和AOC质疑SVB的银行业务
(Circle and BlockFi questioned on banking with SVB by Warren and AOC)
Published: 2023-04-12
1. Circle和BlockFi与SVB之间的银行关系受到Warren和AOC参议员Elizabeth Warren和众议员Alexandria Ocasio-Cortez的质疑,对加密货币公司Circle和BlockFi与硅谷银行(SVB)之间的银行关系表示担忧. 两位立法者都致函该银行,要求其参与数字货币公司,理由是与加密货币相关的风险。. 他们对加密行业缺乏监管以及对消费者的潜在风险表示担忧。.
2. 加密货币行业的监管监督 Warren和Ocasio-Cortez强调了对加密货币行业进行监管的必要性. 他们认为,缺乏这种监督可能导致金融不稳定加剧,并对消费者造成潜在伤害。. 这不是沃伦第一次对加密货币行业表示担忧。. 她此前曾批评主要的加密货币交易所Coinbase推出一项贷款计划,她认为这是一种应该受到SEC监管的证券。.
3. Circle和BlockFi的反应 Circle和BlockFi都回应了Warren和Ocasio-Cortez提出的担忧。. Circle的首席执行官杰里米·阿莱尔(Jeremy Allaire)为该公司与SVB的银行关系辩护,称其在监管合规方面采取了“非常保守的方法”. 与此同时,BlockFi的首席执行官Zac Prince强调了监管合规的重要性,并认为该公司已经遵守了与传统金融机构相同的标准。. 尽管存在阻力,但监管机构将如何回应沃伦和奥卡西奥-科尔特斯对加密货币行业的担忧还有待观察。. .
1. Banking Relationship between Circle and BlockFi with SVB Questioned by Warren and AOC Senator Elizabeth Warren and Representative Alexandria Ocasio-Cortez have raised concerns about the banking relationship between cryptocurrency companies Circle and BlockFi with Silicon Valley Bank (SVB). Both lawmakers sent letters to the bank asking for its involvement with the digital currency firms,citing the risks associated with cryptocurrencies. They expressed concerns over the lack of regulatory oversight in the crypto industry and the potential risks to consumers.
2. Regulatory Oversight in the Cryptocurrency Industry Warren and Ocasio-Cortez stressed the need for regulatory oversight over the cryptocurrency industry. They argued that the lack of such oversight could lead to increased financial instability and potential harm to consumers. This is not the first time Warren has expressed concerns over the cryptocurrency industry. She previously criticized major cryptocurrency exchange Coinbase for launching a lending program,which she argued was a security that should have been subject to SEC regulations.
3. Circle and BlockFi's Reaction Both Circle and BlockFi have responded to the concerns raised by Warren and Ocasio-Cortez. Circle's CEO,Jeremy Allaire,defended the company's banking relationship with SVB,stating that it had a "very conservative approach" to regulatory compliance. Meanwhile,BlockFi's CEO,Zac Prince,emphasized the importance of regulatory compliance and argued that the company had subject itself to the same standards as traditional financial institutions. Despite the pushback,it remains to be seen how regulators will respond to Warren and Ocasio-Cortez's concerns over the cryptocurrency industry.
Reference:
cointelegraph.com