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Rangka kerja CBDC mesti menjaga kebebasan kewangan privasi pengguna Ketua BIS
(CBDC frameworks must guard user privacy monetary freedom BIS chief)
Published: 2023-09-27
Topik utama dalam artikel:
1. Rangka kerja CBDC dan privasi pengguna
2. Rangka kerja CBDC dan kebebasan kewangan pilihan
3. Perspektif Ketua BIS mengenai rangka kerja CBDC
1. Rangka kerja CBDC dan privasi pengguna: Artikel ini menekankan keperluan rangka kerja CBDC (Mata Wang Digital Bank Pusat) untuk mengutamakan dan menjaga privasi pengguna. Oleh kerana mata wang digital menjadi lebih lazim, memastikan perlindungan data peribadi dan transaksi kewangan sangat penting. Adalah dikatakan bahawa rangka kerja CBDC harus menggabungkan protokol privasi yang kuat yang mengehadkan pengumpulan data dan mengekalkan kerahsiaan untuk pengguna. Ini adalah untuk mengelakkan kemungkinan penyalahgunaan maklumat peribadi dan mengekalkan kepercayaan dalam sistem mata wang digital.
2. Rangka kerja CBDC dan kebebasan kewangan pilihan: Topik kedua yang ditangani dalam artikel ini ialah bagaimana rangka kerja CBDC harus menyediakan individu dengan kebebasan kewangan pilihan. Adalah ditekankan bahawa walaupun CBDC menawarkan kelebihan seperti kecekapan kos dan kelajuan transaksi, mereka tidak boleh menjejaskan keupayaan individu untuk membuat keputusan kewangan pilihan mereka. Rangka kerja CBDC harus bertujuan untuk menjadi inklusif, membolehkan pengguna mengekalkan akses kepada bentuk pembayaran alternatif dan memastikan persaingan dalam pasaran mata wang digital.
3. Perspektif Ketua BIS mengenai rangka kerja CBDC: Artikel ini menyoroti pandangan Ketua BIS (Bank for International Settlements) mengenai rangka kerja CBDC. Menurut Ketua BIS, CBDC perlu direka bentuk untuk melengkapkan sistem pembayaran sedia ada dan tidak menggantikannya sepenuhnya. Ia menggariskan bahawa CBDC harus wujud bersama dengan bentuk wang lain, menggalakkan kestabilan kewangan dan sistem pembayaran yang inklusif dan cekap. Ketua BIS juga menyebut kepentingan kerjasama dan kerjasama antarabangsa dalam membangunkan rangka kerja CBDC untuk memastikan kebolehoperasian antara sistem yang berbeza. Secara ringkasnya, tiga topik utama yang dibincangkan dalam artikel ini adalah 1) keperluan untuk menjaga privasi pengguna dalam rangka kerja CBDC,2) memastikan kebebasan kewangan pilihan dalam rangka kerja CBDC, dan 3) perspektif Ketua BIS mengenai rangka kerja CBDC. Topik-topik ini menekankan kepentingan privasi, pilihan, dan kerjasama dalam pembangunan mata wang digital.. .
Main topics in the article:
1. CBDC frameworks and user privacy
2. CBDC frameworks and monetary freedom of choice
3. The perspective of BIS Chief on CBDC frameworks
1. CBDC frameworks and user privacy: The article emphasizes the need for CBDC (Central Bank Digital Currency) frameworks to prioritize and guard user privacy. As digital currencies become more prevalent,ensuring the protection of personal data and financial transactions is crucial. It is argued that CBDC frameworks should incorporate strong privacy protocols that limit data collection and maintain anonymity for users. This is to prevent potential abuse of personal information and maintain trust in the digital currency system.
2. CBDC frameworks and monetary freedom of choice: The second topic tackled in the article is how CBDC frameworks should provide individuals with monetary freedom of choice. It is emphasized that while CBDCs offer advantages such as cost efficiency and transaction speed,they should not undermine the ability of individuals to make their preferred financial decisions. CBDC frameworks should aim to be inclusive,allowing users to maintain access to alternative forms of payment and ensuring competition in the digital currency market.
3. The perspective of BIS Chief on CBDC frameworks: The article highlights the viewpoint of the BIS (Bank for International Settlements) Chief regarding CBDC frameworks. According to the BIS Chief,CBDCs should be designed to complement existing payment systems and not replace them entirely. It is underlined that CBDCs should coexist with other forms of money,promoting financial stability and inclusive and efficient payment systems. The BIS Chief also mentions the importance of international cooperation and collaboration in developing CBDC frameworks to ensure interoperability between different systems. In summary,the three main topics covered in the article are 1) the need to guard user privacy in CBDC frameworks,2) ensuring monetary freedom of choice within CBDC frameworks,and 3) the perspective of the BIS Chief on CBDC frameworks. These topics highlight the importance of privacy,choice,and cooperation in the development of digital currencies.
Reference: cointelegraph.com
Syiling yang paling banyak didagangkan
(Kemas kini setiap 1 jam)
| di | daripada | ialah ($US) | perolehan ($) |
|---|---|---|---|
| 1 | BTC |
61,697.89 | 1,814,897,725.24 |
| 2 | ARS |
1,072.10 | 1,767,527,675.80 |
| 3 | PEPE |
<0.01 | 1,085,624,165.85 |
| 4 | ETH |
2,895.76 | 791,855,253.42 |
| 5 | SOL |
143.11 | 495,121,028.73 |
| 6 | WIF |
2.80 | 290,675,973.22 |
| 7 | DOGE |
0.15 | 278,617,241.31 |
| 8 | FLOKI |
<0.01 | 215,959,637.11 |
| 9 | BOME |
0.01 | 214,271,334.80 |
| 10 | WLD |
4.72 | 194,168,059.01 |
| 11 | RNDR |
9.93 | 163,190,304.47 |
| 12 | XRP |
0.50 | 151,473,690.63 |
| 13 | ENA |
0.70 | 122,682,663.27 |
| 14 | BONK |
<0.01 | 96,618,777.07 |
| 15 | RUNE |
5.56 | 95,120,064.72 |
| 16 | NEAR |
7.02 | 94,924,789.89 |
| 17 | PEOPLE |
0.03 | 71,052,135.21 |
| 18 | AVAX |
31.78 | 57,617,159.50 |
| 19 | ORDI |
36.79 | 57,063,451.01 |
| 20 | ICP |
11.85 | 54,598,848.88 |
| 21 | 1000SATS |
<0.01 | 43,393,998.46 |
| 22 | MATIC |
0.65 | 39,498,819.36 |
| 23 | LTC |
79.16 | 38,381,616.48 |
| 24 | SUI |
0.90 | 36,885,985.71 |
| 25 | ARKM |
2.25 | 36,153,907.99 |
| 26 | ADA |
0.43 | 34,812,124.76 |
Syiling dengan harga yang meningkat pesat
(Kemas kini setiap 1 minit)
| di | daripada | ialah ($US) | lebih (%) |
|---|---|---|---|
| 1 |  KP3R |
81.62 | +19.68 |
| 2 | PEOPLE |
0.03 | +8.72 |
| 3 |  VIC |
0.46 | +8.69 |
| 4 |  ORN |
1.37 | +6.24 |
| 5 |  BNX |
0.96 | +5.23 |
| 6 |  FOR |
0.02 | +5.05 |
| 7 | PEPE |
<0.01 | +4.11 |
| 8 | FLOKI |
<0.01 | +3.67 |
| 9 |  MBL |
<0.01 | +3.17 |
| 10 |  FIRO |
1.56 | +2.71 |
| 11 |  ASR |
3.77 | +2.61 |
| 12 |  BETA |
0.06 | +2.35 |
| 13 | 1000SATS |
<0.01 | +1.50 |
| 14 |  QI |
0.02 | +1.50 |
| 15 |  XEC |
<0.01 | +1.45 |
| 16 |  ALPINE |
1.76 | +1.33 |
| 17 |  BLZ |
0.38 | +1.25 |
| 18 |  CTK |
0.64 | +1.16 |
| 19 |  ARK |
0.81 | +0.91 |
| 20 |  PAXG |
2,342.00 | +0.82 |
| 21 |  SC |
<0.01 | +0.56 |
| 22 |  AR |
39.80 | +0.55 |
| 23 |  MTL |
1.74 | +0.40 |
| 24 |  WAVES |
2.30 | +0.35 |
| 25 |  SUN |
0.01 | +0.18 |
| 26 | ICP |
11.85 | +0.04 |
Harga syiling jatuh dengan cepat.
(Kemas kini setiap 1 minit)
| di | daripada | ialah ($US) | kurangkan (%) |
|---|---|---|---|
| 1 | WLD |
4.72 | -15.49 |
| 2 | RNDR |
9.93 | -11.31 |
| 3 |  OMNI |
14.21 | -10.91 |
| 4 |  JTO |
3.77 | -9.82 |
| 5 |  REZ |
0.11 | -9.56 |
| 6 | ENA |
0.70 | -9.51 |
| 7 |  IMX |
2.03 | -9.01 |
| 8 |  ERN |
4.01 | -8.70 |
| 9 |  POLYX |
0.36 | -8.35 |
| 10 |  SAGA |
2.24 | -8.29 |
| 11 | SUI |
0.90 | -8.10 |
| 12 |  AI |
1.04 | -7.88 |
| 13 |  JOE |
0.42 | -7.88 |
| 14 | BOME |
0.01 | -7.82 |
| 15 | WIF |
2.80 | -7.58 |
| 16 |  POND |
0.02 | -7.45 |
| 17 |  TIA |
8.25 | -7.41 |
| 18 | ARKM |
2.25 | -7.38 |
| 19 |  NMR |
24.48 | -7.27 |
| 20 |  NULS |
0.56 | -7.00 |
| 21 |  MAV |
0.33 | -6.84 |
| 22 |  UMA |
3.69 | -6.39 |
| 23 |  ALPACA |
0.16 | -6.32 |
| 24 |  HIGH |
4.45 | -6.30 |
| 25 |  MOVR |
14.51 | -6.18 |
| 26 |  BEL |
0.80 | -6.17 |
| 27 |  QKC |
0.01 | -6.15 |
| 28 |  DYM |
2.54 | -6.09 |
| 29 |  BLUR |
0.34 | -6.09 |
| 30 |  USTC |
0.02 | -6.07 |
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| 1 | Laporan Indeks Harga Pengguna Teras (Core CPI m/m) | Rabu (Wed) | 15-05-2024 | 20:30 |
| 2 | Laporan jualan runcit asas bulanan (Core Retail Sales m/m) | Rabu (Wed) | 15-05-2024 | 20:30 |
| 3 | laporan indeks harga pengguna garis dasar bulanan (CPI m/m) | Rabu (Wed) | 15-05-2024 | 20:30 |
| 4 | Laporan Indeks Harga Pengguna Teras Tahunan (CPI y/y) | Rabu (Wed) | 15-05-2024 | 20:30 |
| 5 | Indeks Pengilangan Negeri New York (Empire State Manufacturing Index) | Rabu (Wed) | 15-05-2024 | 20:30 |
| 6 | Indeks Jualan Runcit Teras dan Indeks Jualan Runcit Bulanan (Retail Sales m/m) | Rabu (Wed) | 15-05-2024 | 20:30 |
| 7 | Laporan Bulanan Gudang Perniagaan (Business Inventories m/m) | Rabu (Wed) | 15-05-2024 | 22:00 |
| 8 | Laporan Indeks Pasaran Perumahan (NAHB Housing Market Index) | Rabu (Wed) | 15-05-2024 | 22:00 |
| 9 | Laporkan kemungkiran pada hutang gadai janji hartanah. (Mortgage Delinquencies) | Rabu (Wed) | 15-05-2024 | 22:10 |
| 10 | laporan inventori minyak mentah (Crude Oil Inventories) | Rabu (Wed) | 15-05-2024 | 22:30 |
| 11 | Penyata Ahli Fed (Bowman). (FOMC Member Bowman Speaks) | Khamis (Thur) | 16-05-2024 | 03:20 |
| 12 | Pelaburan mengalir ke luar negara dan di luar Amerika Syarikat (TIC Long-Term Purchases) | Khamis (Thur) | 16-05-2024 | 04:00 |
| 13 | Nombor pengangguran AS (Unemployment Claims) | Khamis (Thur) | 16-05-2024 | 20:30 |
| 14 | Laporan permit bangunan rumah (Building Permits) | Khamis (Thur) | 16-05-2024 | 20:30 |
| 15 | Laporan Indeks Pembuatan Rizab Persekutuan Philadelphia (Philly Fed Manufacturing Index) | Khamis (Thur) | 16-05-2024 | 20:30 |
| 16 | Laporan bilangan perumahan mula dibina. (Housing Starts) | Khamis (Thur) | 16-05-2024 | 20:30 |
| 17 | Laporan indeks harga import bulanan (Import Prices m/m) | Khamis (Thur) | 16-05-2024 | 20:30 |
| 18 | laporan pengeluaran perindustrian (Industrial Production m/m) | Khamis (Thur) | 16-05-2024 | 21:15 |
| 19 | kadar penggunaan (Capacity Utilization Rate) | Khamis (Thur) | 16-05-2024 | 21:15 |
| 20 | Penyata Ahli Fed (Barr). (FOMC Member Barr Speaks) | Khamis (Thur) | 16-05-2024 | 22:00 |
| 21 | Laporan rizab gas asli (Natural Gas Storage) | Khamis (Thur) | 16-05-2024 | 22:30 |
| 22 | Penyata Ahli FED (Loretta J. Mester). (FOMC Member Mester Speaks) | Jumaat (Fri) | 17-05-2024 | 00:00 |
| 23 | FOMC Member Bostic Speaks (FOMC Member Bostic Speaks) | Jumaat (Fri) | 17-05-2024 | 03:50 |
| 24 | Laporan Indeks Peneraju Keadaan Ekonomi Bulanan (CB Leading Index m/m) | Jumaat (Fri) | 17-05-2024 | 22:00 |
| 25 | Penyata Ahli FED (Christopher J. Waller). (FOMC Member Waller Speaks) | Jumaat (Fri) | 17-05-2024 | 22:15 |
| 26 | FOMC Member Kugler Speaks (FOMC Member Kugler Speaks) | minggu (Sun) | 19-05-2024 | 05:45 |
