Benki ya Saini imeshindwa kuelewa hatari zinazohusiana na mwenyekiti wa crypto FDIC
(Signature Bank failed to understand risks associated with crypto FDIC chair)

Published: 2023-05-16


1. Ukosefu wa Benki ya Saini ya uelewa wa hatari zinazohusiana na cryptocurrencies Mwenyekiti wa Shirikisho la Bima ya Amana (FDIC),Jelena McWilliams, ameelezea wasiwasi wake kuhusu ukosefu wa ufahamu wa Benki ya Saini ya hatari zinazokuja na utunzaji wa sarafu za sarafu. Anataja hasa ushiriki wa benki katika tether (USDT), imara ambayo thamani yake inatozwa kwa dola ya Marekani. McWilliams alisema kuwa taasisi nyingi za kifedha bado hazijaelewa kikamilifu hatari zinazohusiana na cryptocurrency, na utunzaji wa Benki ya Saini ni mfano mkuu wa hii.

2. Hatari za cryptocurrency Taarifa za McWilliams zinaonyesha tete kubwa ya masoko ya cryptocurrency, uwezekano wao wa udanganyifu na uhalifu mwingine wa kifedha, na changamoto ya udhibiti wa cryptocurrencies. Anaelezea kuwa ingawa Benki ya Saini ni taasisi ya kuaminika, inahitaji kuwa na ufahamu bora wa hatari zinazohusiana na pesa za sarafu kabla ya kutoa huduma za crypto kwa wateja.

3. Utata wa udhibiti unaozunguka cryptocurrencies Changamoto za udhibiti zinazohusiana na sarafu za sarafu pia zilitajwa katika makala. Ukosefu wa miongozo wazi ya udhibiti na njia tofauti za udhibiti katika nchi tofauti zimesababisha tofauti katika jinsi taasisi za kifedha zinavyoshughulikia pesa za sarafu. Hii imechangia ukosefu wa jumla wa ujasiri kati ya taasisi za kifedha katika kutathmini hatari zinazohusika na pesa za sarafu.. .


1. Signature Bank's lack of understanding of the risks associated with cryptocurrencies Chairwoman of the Federal Deposit Insurance Corporation (FDIC),Jelena McWilliams,has expressed her concern regarding Signature Bank’s lack of awareness of the risks that come with handling cryptocurrencies. She specifically mentions the bank's involvement in tether (USDT),a stablecoin whose value is pegged to the US dollar. McWilliams stated that many financial institutions have not yet fully comprehended the risks associated with cryptocurrency,and Signature Bank’s handling of it is a prime example of this.

2. Cryptocurrency risks McWilliams' statements highlight the high volatility of cryptocurrency markets,their susceptibility to fraud and other financial crimes,and the regulatory challenge of cryptocurrencies. She explains that although Signature Bank is a reliable institution,it needs to have a better understanding of the risks associated with cryptocurrencies before offering crypto services to customers.

3. Regulatory ambiguity surrounding cryptocurrencies The regulatory challenges associated with cryptocurrencies were also mentioned in the article. The lack of clear regulatory guidelines and different regulatory approaches across different countries have led to discrepancies in how financial institutions handle cryptocurrencies. This has contributed to an overall lack of confidence amongst financial institutions in assessing the risks involved with cryptocurrencies.


Reference: cointelegraph.com