Benki kuu ya Ufilipino yafichua maelezo kuhusu mradi wa majaribio wa wCBDC
(Philippine central banker reveals details about wCBDC pilot project)
Published: 2024-03-08
1. Benki Kuu ya Ufilipino inafunua maelezo ya mradi wa majaribio wa WCBDC: - Bangko Sentral ng Pilipinas (BSP) imefunua mipango ya uzinduzi wa majaribio ya sarafu yake kuu ya dijiti (CBDC) mnamo Desemba 2021. - peso ya dijiti itajaribiwa kwa shughuli za rejareja kwa kutumia njia ya usambazaji wa viwango viwili. - BSP inalenga kutathmini ushirikiano wa CBDC, usalama, na ujasiri wakati wa mradi wa majaribio.
2. Faida za WCBDC: - Kuanzishwa kwa peso ya dijiti inaweza kukuza ujumuishaji wa kifedha kwa kutoa ufikiaji mkubwa wa huduma za msingi za kifedha kwa watu wasio na benki. - Mradi wa majaribio wa WCBDC pia unaweza kusaidia kupunguza gharama zinazohusiana na usimamizi wa fedha na kuboresha ufanisi wa shughuli za kifedha nchini Ufilipino.
3. Masuala ya udhibiti na changamoto: - BSP inasisitiza haja ya mifumo sahihi ya udhibiti ili kushughulikia hatari zinazoweza kuhusishwa na utekelezaji wa CBDC. - Changamoto za udhibiti kama vile ulinzi wa watumiaji, utulivu wa kifedha, na kufuata kwa kupambana na fedha chafu inahitaji kushughulikiwa kabla ya kupitishwa kwa WCBDC. - Kuunganisha kanuni za CBDC na sheria na kanuni zilizopo itakuwa muhimu kwa ushirikiano wa mafanikio ya peso ya digital katika mazingira ya kifedha ya Ufilipino.. .
1. Philippine Central Banker reveals details of WCBDC pilot project: - The Bangko Sentral ng Pilipinas (BSP) has disclosed plans for a pilot launch of its central bank digital currency (CBDC) in December 2021. - The digital peso will be tested for retail transactions using a two-tiered distribution approach. - The BSP aims to evaluate the CBDC's interoperability,security,and resilience during the pilot project.
2. Potential benefits of the WCBDC: - The introduction of a digital peso could promote financial inclusion by providing greater access to basic financial services for the unbanked population. - The WCBDC pilot project could also help reduce the costs associated with cash management and improve the efficiency of financial transactions in the Philippines.
3. Regulatory considerations and challenges: - The BSP emphasizes the need for appropriate regulatory frameworks to address potential risks associated with the implementation of a CBDC. - Regulatory challenges such as consumer protection,financial stability,and anti-money laundering compliance need to be addressed before widespread adoption of the WCBDC. - Harmonizing CBDC regulations with existing laws and regulations will be crucial for the successful integration of the digital peso into the Philippine financial ecosystem.
Reference:
cointelegraph.com