JPMorgan anatumia blockchain kwa uhamisho wa dola 247 na benki za India
(JPMorgan uses blockchain for 247 dollar transfers with Indian banks)
Published: 2023-06-05
1. Blockchain-kuwezeshwa dola uhamisho na JP Morgan JP Morgan hivi karibuni ilizindua interbank blockchain mtandao, Liink, ambayo inawezesha 24 / 7 uhamisho wa fedha papo hapo na gharama nafuu kati ya taasisi zinazoshiriki. Mtandao huo umetekelezwa kwa mafanikio na benki kuu tatu za India,ICICI,Axis, na Benki ya Yes, ambao sasa wanaweza kuchakata shughuli za mipakani wakati wowote na kwa wakati halisi. Matumizi ya teknolojia blockchain imefanya uhamisho haraka, salama zaidi, na ufanisi zaidi, hasa katika tofauti na mfumo uliopita kwamba hutegemea mfano wa benki mwandishi.
2. Faida za mtandao wa blockchain wa JP Morgan Mtandao uliowezeshwa na blockchain hutoa faida kadhaa kwa ICICI,Axis, na Benki ya Yes. Liink ni haraka ikilinganishwa na SWIFT, kama mtandao unabadilisha njia mpya ya malipo kati ya benki badala ya kupitia mlolongo wa benki za mwandishi. Kwa kuongezea,Liink inafuatiliwa kwa karibu na JP Morgan, ambayo inafanya iwe salama zaidi na isiyo na uwezekano wa udanganyifu. Hatimaye, mfumo huu ni wazi zaidi kwani washiriki wanaweza kufuatilia shughuli kwa urahisi zaidi na inahitaji makaratasi kidogo.
3. Matarajio ya baadaye na umuhimu wa mtandao wa Liink wa JP Morgan Kwa ujumla, utekelezaji wa mtandao wa blockchain wa JP Morgan unaonyesha uwezo mkubwa wa kubadilisha malipo ya mipaka. Mfumo wa sasa ni wa muda, wa gharama kubwa, na unakabiliwa na vikwazo kadhaa vya udhibiti. Liink anaahidi kushinda changamoto hizi na mtandao wake wa haraka, wa cheaper, na salama zaidi. Aidha, pamoja na taasisi zaidi za kifedha kujiunga na mtandao, kupitishwa kimataifa ya teknolojia blockchain inaweza hatimaye kufanya uhamisho wa kimataifa karibu mara moja, faida ya watu binafsi, biashara na taasisi za fedha sawa.. .
1. Blockchain-enabled dollar transfers by JP Morgan JP Morgan has recently launched an interbank blockchain network,the Liink,which enables 24/7 instant and low-cost money transfers between the participating institutions. The network has been successfully implemented by three major Indian banks,ICICI,Axis,and Yes Bank,who can now process cross-border transactions at any time and in real-time. The use of blockchain technology has made the transfers faster,more secure,and more efficient,particularly in contrast to the previous system that relied on the correspondent banking model.
2. Advantages of JP Morgan's blockchain network The blockchain-enabled network offers several benefits to ICICI,Axis,and Yes Bank. Liink is faster compared to SWIFT,as the network switches to the new pathway of payment between banks instead of going through a chain of correspondent banks. Moreover,Liink is closely monitored by JP Morgan,which makes it more secure and less prone to fraudulence. Finally,this system is more transparent as the participants can track transactions more easily and it requires less paperwork.
3. Future prospects and relevance of JP Morgan's Liink network Overall,the implementation of JP Morgan's blockchain network shows great potential for revolutionizing cross-border payments. The current system is time-consuming,expensive,and faces several regulatory hurdles. Liink promises to overcome these challenges with its faster,cheaper,and more secure network. Moreover,with more financial institutions joining the network,global adoption of the blockchain technology may eventually make international transfers virtually instantaneous,benefiting individuals,businesses and financial institutions alike.
Reference:
cointelegraph.com