FTX kuanguka Binances makazi ya Marekani hutoa kesi kali kwa kanuni za MiCA
(FTX collapse Binances US settlement provides strong case for MiCA regulations)

Published: 2023-11-23


1. Kushindwa kwa Crypto Exchange na Haja ya Udhibiti wa MICA: - Nakala hiyo inazungumzia idadi inayoongezeka ya kushindwa kwa ubadilishaji wa crypto na inasema hitaji la udhibiti chini ya masoko yaliyopendekezwa katika mfumo wa Crypto-Assets (MICA). - Kushindwa kwa hivi karibuni kwa ubadilishaji wa hali ya juu, kama vile Mt. Gox na QuadrigaCX, wamesababisha hasara kubwa za kifedha kwa wawekezaji, wakiangazia hatari zinazohusiana na kubadilishana bila kudhibitiwa. - Ukosefu wa usimamizi wa udhibiti na hatua za usalama katika sekta ya crypto imeruhusu shughuli za udanganyifu, udanganyifu wa soko, na hacks, na kusababisha kupoteza mabilioni ya dola. - Kanuni ya MICA inalenga kushughulikia masuala haya kwa kuanzisha mahitaji ya kufuata kali, mahitaji ya mtaji, na hatua za ulinzi wa wateja kwa kubadilishana cryptocurrency. - Kanuni hiyo pia inataka kuzuia fedha chafu na ufadhili wa kigaidi kwa kuweka sheria za kupambana na fedha chafu (AML) na sheria za kujua-mteja wako (KYC) juu ya watoa huduma za crypto. - Wafuasi wanasema kuwa kanuni ya MICA itaongeza ujasiri wa wawekezaji, kuvutia wawekezaji wa taasisi, na kuchangia utulivu wa muda mrefu na ukuaji wa soko la crypto.

2. Vipengele muhimu vya Kanuni ya MICA: - Kanuni ya MICA inapendekeza seti kamili ya sheria za kusimamia utoaji, biashara, na utunzaji wa mali za crypto. . - Kanuni inaanzisha michakato kali ya idhini kwa watoa huduma wa crypto, ikiwa ni pamoja na kubadilishana, watoa huduma, na majukwaa ya biashara, ili kuhakikisha kufuata viwango vya usalama na uendeshaji. - Inaamuru mahitaji ya mtaji kwa watoa huduma wa crypto kuhakikisha wana rasilimali za kutosha za kifedha ili kufidia hasara zinazoweza kutokea na kulinda fedha za wateja. - MICA pia inaweka sheria za kukuza mali za crypto, kwa lengo la kuzuia mazoea ya uuzaji wa kupotosha na kulinda wawekezaji wa rejareja kutoka kwa ulaghai unaoweza kutokea. - Kanuni inapendekeza njia ya usawa kwa kanuni ya crypto katika Umoja wa Ulaya (EU), kuruhusu uwanja wa kucheza na kukuza ukuaji wa mipaka na uvumbuzi katika sekta ya crypto.

3. . . Utekelezaji wa sheria za AML na KYC pia unaweza kuongeza wasiwasi wa faragha kati ya watumiaji wa cryptocurrency, kama habari zao za kibinafsi zinaweza kushirikiwa na mamlaka ya udhibiti. Utekelezaji wa kanuni ya MICA itahitaji uratibu na ushirikiano kati ya nchi wanachama wa EU, kama usawa katika kanda ni muhimu ili kuepuka usuluhishi wa udhibiti na kuhakikisha usimamizi thabiti. Ushirikiano wa kimataifa pia utakuwa muhimu, kama asili ya kimataifa ya sekta ya crypto inahitaji juhudi za kuratibu kupambana na shughuli haramu na kulinda wawekezaji duniani kote.. .


1. Crypto Exchange Failures and the Need for MICA Regulation: - The article discusses the increasing number of crypto exchange failures and argues for the need for regulation under the proposed Markets in Crypto-Assets (MICA) framework. - Several recent high-profile exchange failures,such as Mt. Gox and QuadrigaCX,have resulted in significant financial losses for investors,highlighting the risks associated with unregulated exchanges. - The lack of regulatory oversight and security measures in the crypto industry has allowed for fraudulent activities,market manipulation,and hacks,leading to the loss of billions of dollars. - The MICA regulation aims to address these issues by introducing stricter compliance requirements,capital requirements,and customer protection measures for cryptocurrency exchanges. - The regulation also seeks to prevent money laundering and terrorist financing by imposing anti-money laundering (AML) and know-your-customer (KYC) rules on crypto service providers. - Supporters argue that MICA regulation would increase investor confidence,attract institutional investors,and contribute to the long-term stability and growth of the crypto market.

2. Key Features of the MICA Regulation: - The MICA regulation proposes a comprehensive set of rules to govern the issuance,trading,and custody of crypto-assets. - It introduces a classification framework for different types of crypto-assets,such as utility tokens,payment tokens,and asset tokens,with corresponding regulatory requirements. - The regulation establishes strict authorization processes for crypto service providers,including exchanges,wallet providers,and trading platforms,to ensure compliance with security and operational standards. - It mandates capital requirements for crypto service providers to ensure they have sufficient financial resources to cover potential losses and protect customer funds. - MICA also sets out rules for the promotion of crypto-assets,aiming to prevent misleading marketing practices and protect retail investors from potential scams. - The regulation proposes a harmonized approach to crypto regulation across the European Union (EU),allowing for a level playing field and fostering cross-border growth and innovation in the crypto industry.

3. Potential Implications and Challenges of MICA Regulation: - While the MICA regulation is hailed as a necessary step towards enhancing the security and stability of the crypto market,some critics argue that excessive regulation may stifle innovation and hinder the industry's growth. - Compliance with the new regulatory requirements may pose challenges for smaller crypto exchanges and startups,as they may struggle to meet the increased operational and financial demands. - The enforcement of AML and KYC rules may also raise privacy concerns among cryptocurrency users,as their personal information may be shared with regulatory authorities. - The implementation of MICA regulation will require coordination and cooperation among EU member states,as harmonization across the region is essential to avoid regulatory arbitrage and ensure consistent oversight. - International collaboration will also be crucial,as the global nature of the crypto industry necessitates coordinated efforts to effectively combat illicit activities and protect investors worldwide.


Reference: cointelegraph.com

Habari za Marekani ambayo ina athari kubwa kwenye soko

katika	habari	siku	tarehe	wakati
1	Ripoti ya Msingi ya Bei ya Watumiaji (Core CPI m/m)	Jumatano (Wed)	15-05-2024	15:30
2	Ripoti ya kila mwezi ya mauzo ya rejareja (Core Retail Sales m/m)	Jumatano (Wed)	15-05-2024	15:30
3	ripoti ya kila mwezi ya msingi ya bei ya watumiaji (CPI m/m)	Jumatano (Wed)	15-05-2024	15:30
4	Ripoti ya Kila Mwaka ya Kielezo cha Bei ya Watumiaji (CPI y/y)	Jumatano (Wed)	15-05-2024	15:30
5	Kielezo cha Utengenezaji cha Jimbo la New York (Empire State Manufacturing Index)	Jumatano (Wed)	15-05-2024	15:30
6	Kielezo cha Msingi cha Mauzo ya Rejareja na Kielezo cha Mauzo ya Rejareja ya Kila Mwezi (Retail Sales m/m)	Jumatano (Wed)	15-05-2024	15:30
7	Ripoti ya Kila Mwezi ya Ghala la Biashara (Business Inventories m/m)	Jumatano (Wed)	15-05-2024	17:00
8	Ripoti ya Index ya Soko la Nyumba (NAHB Housing Market Index)	Jumatano (Wed)	15-05-2024	17:00
9	Ripoti chaguo-msingi kwenye deni la rehani ya mali isiyohamishika. (Mortgage Delinquencies)	Jumatano (Wed)	15-05-2024	17:10
10	ripoti ya hesabu ya mafuta yasiyosafishwa (Crude Oil Inventories)	Jumatano (Wed)	15-05-2024	17:30
11	Taarifa ya Mwanachama wa Fed (Bowman). (FOMC Member Bowman Speaks)	Jumatano (Wed)	15-05-2024	22:20
12	Uwekezaji hutiririka nje ya nchi na nje ya Marekani (TIC Long-Term Purchases)	Jumatano (Wed)	15-05-2024	23:00
13	Nambari za ukosefu wa ajira za Amerika (Unemployment Claims)	Alhamisi (Thur)	16-05-2024	15:30
14	Ripoti ya kibali cha ujenzi wa nyumba (Building Permits)	Alhamisi (Thur)	16-05-2024	15:30
15	Ripoti ya Kielezo cha Utengenezaji wa Hifadhi ya Shirikisho ya Philadelphia (Philly Fed Manufacturing Index)	Alhamisi (Thur)	16-05-2024	15:30
16	Ripoti juu ya idadi ya nyumba kuanza kujenga. (Housing Starts)	Alhamisi (Thur)	16-05-2024	15:30
17	Ripoti ya kila mwezi ya ripoti ya bei ya kuagiza (Import Prices m/m)	Alhamisi (Thur)	16-05-2024	15:30
18	ripoti ya uzalishaji viwandani (Industrial Production m/m)	Alhamisi (Thur)	16-05-2024	16:15
19	kiwango cha matumizi (Capacity Utilization Rate)	Alhamisi (Thur)	16-05-2024	16:15
20	Taarifa ya Mwanachama wa Fed (Barr). (FOMC Member Barr Speaks)	Alhamisi (Thur)	16-05-2024	17:00
21	Ripoti ya hifadhi ya gesi asilia (Natural Gas Storage)	Alhamisi (Thur)	16-05-2024	17:30
22	Taarifa ya Mwanachama wa FED (Loretta J. Mester). (FOMC Member Mester Speaks)	Alhamisi (Thur)	16-05-2024	19:00
23	FOMC Member Bostic Speaks (FOMC Member Bostic Speaks)	Alhamisi (Thur)	16-05-2024	22:50
24	Ripoti ya Kila Mwezi ya Kielelezo kinachoongoza cha Masharti ya Uchumi (CB Leading Index m/m)	Ijumaa (Fri)	17-05-2024	17:00
25	Taarifa ya Mwanachama wa FED (Christopher J. Waller). (FOMC Member Waller Speaks)	Ijumaa (Fri)	17-05-2024	17:15
26	FOMC Member Kugler Speaks (FOMC Member Kugler Speaks)	wiki (Sun)	19-05-2024	00:45