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Ketua CBDC IMF boleh ganti rangkuman kewangan bantuan tunai -  IMF head CBDCs can replace cash help financial inclusion

Ketua CBDC IMF boleh ganti rangkuman kewangan bantuan tunai
(IMF head CBDCs can replace cash help financial inclusion)


Published: 2023-11-15


1. Mata Wang Digital Bank Pusat (CBDC) sebagai pengganti wang tunai: Fokus utama artikel ini adalah pada cadangan yang dibuat oleh ketua Tabung Kewangan Antarabangsa (IMF) mengenai potensi penggunaan Mata Wang Digital Bank Pusat (CBDC) sebagai cara untuk menggantikan wang tunai. Penulis menyoroti manfaat CBDC, seperti rangkuman kewangan yang lebih baik dan mengurangkan kos untuk kerajaan dan individu. Artikel ini juga menyebut kebimbangan yang berkaitan dengan penggunaan CBDC, termasuk keperluan untuk melindungi privasi dan memastikan keselamatan siber. Selain itu, ia membincangkan cabaran berpotensi yang mungkin dihadapi oleh bank pusat dalam melaksanakan CBDC, seperti keperluan untuk infrastruktur pembayaran yang cekap dan integrasi mata wang digital dengan sistem kewangan sedia ada.

2. Kemasukan kewangan melalui CBDC: Artikel ini memberikan butiran lanjut mengenai bagaimana CBDC dapat meningkatkan rangkuman kewangan. Ia menjelaskan bahawa CBDC berpotensi untuk menyediakan penyelesaian pembayaran digital kepada penduduk yang tidak mempunyai bank dan kurang bank, yang membolehkan mereka mengakses perkhidmatan kewangan dengan lebih mudah. Penulis menunjukkan bahawa CBDC boleh menjadi alternatif yang lebih inklusif kepada sistem perbankan tradisional, kerana ia boleh diakses melalui telefon pintar, yang semakin biasa walaupun di negara-negara membangun. Artikel ini juga menekankan bahawa CBDC dapat membolehkan transaksi rentas sempadan yang lebih cepat dan lebih murah, yang memberi manfaat kepada individu dan perniagaan sama.

3. Cabaran dan pertimbangan dalam melaksanakan CBDC: Artikel ini secara ringkas menyentuh cabaran dan pertimbangan yang perlu ditangani dalam pelaksanaan CBDC. Ia menyatakan pentingnya menggubal peraturan yang kukuh untuk melindungi daripada pengubahan wang haram dan jenayah kewangan lain. Penulis juga menekankan perlunya saling kendali antara CBDC dan sistem pembayaran sedia ada, serta kepentingan membina infrastruktur teknologi yang cekap dan selamat untuk menyokong penggunaan mata wang digital. Artikel ini menyimpulkan dengan menekankan keperluan untuk penyelidikan dan kerjasama lanjut antara bank pusat dan pihak berkepentingan lain untuk menangani pelbagai cabaran yang berkaitan dengan CBDC. Secara keseluruhan, topik utama yang dibincangkan dalam artikel ini termasuk potensi penggantian wang tunai dengan CBDC, peranan CBDC dalam mempromosikan rangkuman kewangan, dan cabaran dan pertimbangan dalam melaksanakan CBDC.. .


1. Central Bank Digital Currencies (CBDCs) as a replacement for cash: The main focus of the article is on the suggestion made by the head of the International Monetary Fund (IMF) regarding the potential use of Central Bank Digital Currencies (CBDCs) as a means to replace cash. The author highlights the benefits of CBDCs,such as improved financial inclusion and reduced costs for governments and individuals. The article also mentions the concerns associated with the adoption of CBDCs,including the need to protect privacy and ensure cybersecurity. Additionally,it discusses the potential challenges that central banks may face in implementing CBDCs,such as the need for efficient payment infrastructure and the integration of digital currencies with existing financial systems.

2. Financial inclusion through CBDCs: The article provides further details on how CBDCs can improve financial inclusion. It explains that CBDCs have the potential to provide a digital payment solution to the unbanked and underbanked populations,allowing them to access financial services more easily. The author points out that CBDCs can be a more inclusive alternative to traditional banking systems,as they can be accessed through smartphones,which are increasingly common even in developing countries. The article also highlights that CBDCs can enable faster and cheaper cross-border transactions,benefiting individuals and businesses alike.

3. Challenges and considerations in implementing CBDCs: The article briefly touches upon the challenges and considerations that need to be addressed in the implementation of CBDCs. It notes the importance of enacting strong regulations to protect against money laundering and other financial crimes. The author also emphasizes the need for interoperability between CBDCs and existing payment systems,as well as the importance of building efficient and secure technological infrastructure to support the use of digital currencies. The article concludes by highlighting the need for further research and collaboration between central banks and other stakeholders to address the various challenges associated with CBDCs. Overall,the main topics discussed in the article include the potential replacement of cash with CBDCs,the role of CBDCs in promoting financial inclusion,and the challenges and considerations in implementing CBDCs.


Reference: cointelegraph.com

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4 PEPE title=PEPE <0.01 880,563,655.20
5 SOL title=SOL 177.80 727,509,846.47
6 WIF title=WIF 3.00 427,103,778.71
7 PEOPLE title=PEOPLE 0.06 269,737,910.11
8 BOME title=BOME 0.01 253,246,792.91
9 DOGE title=DOGE 0.17 244,255,215.83
10 RNDR title=RNDR 10.59 201,610,866.32
11 XRP title=XRP 0.53 155,251,122.19
12 BONK title=BONK <0.01 154,193,854.04
13 GALA title=GALA 0.05 139,017,768.66
14 FLOKI title=FLOKI <0.01 133,975,201.43
15 NEAR title=NEAR 8.12 113,513,890.33
16 WLD title=WLD 4.97 106,249,976.67
17 OP title=OP 2.67 97,272,449.21
18 ENA title=ENA 0.85 94,781,009.28
19 EDU title=EDU 0.95 81,827,555.98
20 ETHFI title=ETHFI 4.23 80,319,675.51
21 AVAX title=AVAX 39.94 78,449,916.22
22 ETC title=ETC 31.36 66,326,048.69
23 LINK title=LINK 16.60 66,129,660.22
24 RUNE title=RUNE 6.54 61,009,506.54
25 LUNC title=LUNC <0.01 55,945,920.61
26 MATIC title=MATIC 0.74 55,054,060.79
27 ENS title=ENS 22.66 54,770,293.11
28 LTC title=LTC 86.32 48,535,317.00

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1 Open Campus title=EDU 0.95 +35.27
2 BinaryX title=BNX 1.37 +21.31
3 Unifi Protocol DAO title=UNFI 5.57 +14.64
4 Stargate Finance title=STG 0.52 +13.17
5 BakerySwap title=BAKE 0.34 +12.63
6 Bittensor title=TAO 478.90 +11.50
7 API3 title=API3 2.94 +9.96
8 Hifi Finance title=HIFI 0.89 +9.48
9 Hooked Protocol title=HOOK 0.96 +8.16
10 ConstitutionDAO title=PEOPLE 0.06 +6.88
11 Spell title=SPELL <0.01 +6.83
12 Biconomy title=BICO 0.57 +6.63
13 JasmyCoin title=JASMY 0.02 +6.39
14 Gnosis title=GNO 353.90 +6.05
15 dogwifhat title=WIF 3.00 +5.85
16 Ether.fi title=ETHFI 4.23 +5.81
17 Horizen title=ZEN 9.52 +5.54
18 Bonk title=BONK <0.01 +5.16
19 Pepe title=PEPE <0.01 +4.33
20 Manta Network title=MANTA 1.71 +3.94
21 Renzo title=REZ 0.13 +3.93
22 Terra title=LUNA 0.63 +3.79
23 Terra Luna Classic title=LUNC <0.01 +3.53
24 TerraClassicUSD title=USTC 0.02 +3.38
25 Ankr Network title=ANKR 0.05 +3.22
26 PancakeSwap title=CAKE 3.00 +3.13
27 BOOK OF MEME title=BOME 0.01 +2.90
28 LeverFi title=LEVER <0.01 +2.57
29 Moonbeam title=GLMR 0.30 +2.49
30 Ethereum Name Service title=ENS 22.66 +2.40

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6 Pixels title=PIXEL 0.37 -5.14
7 Render title=RNDR 10.59 -5.02
8 Rocket Pool title=RPL 21.78 -5.02
9 RSK Infrastructure Framework title=RIF 0.16 -4.89
10 Kadena title=KDA 0.86 -4.66
11 GMX title=GMX 31.10 -4.54
12 Komodo title=KMD 0.40 -4.42
13 dYdX title=DYDX 2.04 -4.32
14 Tensor title=TNSR 0.90 -4.20
15 Bluzelle title=BLZ 0.29 -4.11
16 BEAMX title=BEAMX 0.03 -4.08
17 Syscoin title=SYS 0.19 -3.85
18 TRON title=TRX 0.12 -3.75
19 StormX title=STMX <0.01 -3.65
20 UMA title=UMA 3.59 -3.62
21 NULS title=NULS 0.63 -3.55
22 Optimism title=OP 2.67 -3.51
23 Mina Protocol title=MINA 0.81 -3.50
24 Raydium title=RAY 1.88 -3.50
25 Avalanche title=AVAX 39.94 -3.46
26 Arweave title=AR 44.15 -3.32
27 Axelar title=AXL 0.97 -3.29
28 Arkham title=ARKM 2.49 -3.28
29 Chiliz title=CHZ 0.12 -3.27
30 Sui title=SUI 1.11 -3.23

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