Signature Bank gagal memahami risiko yang terkait dengan kursi FDIC kripto
(Signature Bank failed to understand risks associated with crypto FDIC chair)

Published: 2023-05-16


1. Kurangnya pemahaman Signature Bank tentang risiko yang terkait dengan cryptocurrency Ketua Federal Deposit Insurance Corporation (FDIC), Jelena McWilliams, telah menyatakan keprihatinannya mengenai kurangnya kesadaran Signature Bank tentang risiko yang datang dengan penanganan cryptocurrency. Dia secara khusus menyebutkan keterlibatan bank dalam tether (USDT), stablecoin yang nilainya dipatok terhadap dolar AS. McWilliams menyatakan bahwa banyak lembaga keuangan belum sepenuhnya memahami risiko yang terkait dengan cryptocurrency, dan penanganan Signature Bank terhadapnya adalah contoh utama dari hal ini.

2. Risiko Cryptocurrency Pernyataan McWilliams menyoroti tingginya volatilitas pasar cryptocurrency, kerentanan mereka terhadap penipuan dan kejahatan keuangan lainnya, dan tantangan regulasi cryptocurrency. Dia menjelaskan bahwa meskipun Signature Bank adalah lembaga yang dapat diandalkan, ia perlu memiliki pemahaman yang lebih baik tentang risiko yang terkait dengan cryptocurrency sebelum menawarkan layanan crypto kepada pelanggan.

3. Tantangan regulasi yang terkait dengan cryptocurrency juga disebutkan dalam artikel tersebut. Kurangnya pedoman peraturan yang jelas dan pendekatan peraturan yang berbeda di berbagai negara telah menyebabkan perbedaan dalam cara lembaga keuangan menangani cryptocurrency. Ini telah berkontribusi pada kurangnya kepercayaan secara keseluruhan di antara lembaga keuangan dalam menilai risiko yang terlibat dengan cryptocurrency.. .


1. Signature Bank's lack of understanding of the risks associated with cryptocurrencies Chairwoman of the Federal Deposit Insurance Corporation (FDIC),Jelena McWilliams,has expressed her concern regarding Signature Bank’s lack of awareness of the risks that come with handling cryptocurrencies. She specifically mentions the bank's involvement in tether (USDT),a stablecoin whose value is pegged to the US dollar. McWilliams stated that many financial institutions have not yet fully comprehended the risks associated with cryptocurrency,and Signature Bank’s handling of it is a prime example of this.

2. Cryptocurrency risks McWilliams' statements highlight the high volatility of cryptocurrency markets,their susceptibility to fraud and other financial crimes,and the regulatory challenge of cryptocurrencies. She explains that although Signature Bank is a reliable institution,it needs to have a better understanding of the risks associated with cryptocurrencies before offering crypto services to customers.

3. Regulatory ambiguity surrounding cryptocurrencies The regulatory challenges associated with cryptocurrencies were also mentioned in the article. The lack of clear regulatory guidelines and different regulatory approaches across different countries have led to discrepancies in how financial institutions handle cryptocurrencies. This has contributed to an overall lack of confidence amongst financial institutions in assessing the risks involved with cryptocurrencies.


Reference: cointelegraph.com