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CBN Nigeria meningkatkan eNaira dengan peningkatan NFC untuk pembayaran nirsentuh
(Nigerias CBN enhances eNaira with NFC upgrade for contactless payments)
Published: 2023-07-23
1. Topik utama: Bank Sentral Nigeria meningkatkan e-naira dengan peningkatan NFC untuk pembayaran tanpa kontak. Bank Sentral Nigeria baru-baru ini mengumumkan peningkatan pada e-naira, mata uang digital mereka, dengan memasukkan teknologi NFC (Near Field Communication) untuk pembayaran tanpa kontak. Peningkatan ini bertujuan untuk mempromosikan kenyamanan dan efisiensi dalam transaksi digital, mengurangi kebutuhan uang tunai fisik, dan mendorong inklusi keuangan. Perangkat berkemampuan NFC, seperti smartphone dan kartu nirsentuh, dapat berkomunikasi dengan aman dengan terminal pembayaran, memungkinkan transaksi yang cepat dan mulus. Integrasi teknologi NFC memungkinkan pengguna untuk cukup mengetuk perangkat mereka untuk melakukan pembayaran, menghilangkan kebutuhan untuk menggesek kartu atau memasukkan PIN. Langkah ini sejalan dengan tren global dalam pembayaran digital dan memposisikan Nigeria sebagai pemimpin dalam menerapkan solusi pembayaran yang inovatif dan aman.
2. Topik utama: Implikasi peningkatan NFC e-naira untuk inklusi keuangan dan pertumbuhan ekonomi. Pengenalan pembayaran e-naira berkemampuan NFC membuka kemungkinan baru untuk inklusi keuangan di Nigeria. Dengan membuat pembayaran digital lebih mudah diakses dan nyaman, peningkatan ini dapat membantu membawa individu yang tidak memiliki rekening bank atau underbanked ke dalam sistem keuangan formal. Dengan teknologi NFC, individu yang sebelumnya mengandalkan transaksi tunai dapat mengadopsi metode pembayaran digital tanpa memerlukan infrastruktur perbankan tradisional. Peningkatan partisipasi dalam sistem keuangan ini dapat memiliki implikasi positif bagi pertumbuhan ekonomi dengan memungkinkan transaksi yang lebih efisien dan transparan, meningkatkan produktivitas, dan mempromosikan kewirausahaan. Peningkatan NFC e-naira juga dapat berkontribusi untuk mengurangi ketergantungan pada uang tunai fisik, yang dapat meningkatkan keamanan dan mengurangi biaya penanganan dan penyimpanan uang tunai.
3. Topik utama: Mengatasi tantangan dan memastikan adopsi luas peningkatan NFC e-naira. Sementara peningkatan NFC e-naira menawarkan potensi besar, ada tantangan yang perlu ditangani untuk memastikan adopsi secara luas. Salah satu tantangan utama adalah ketersediaan perangkat dan infrastruktur berkemampuan NFC di seluruh Nigeria. Untuk memaksimalkan manfaat peningkatan, upaya harus dilakukan untuk memastikan keterjangkauan dan aksesibilitas perangkat berkemampuan NFC untuk individu dan bisnis. Selain itu, mendidik dan meningkatkan kesadaran di kalangan masyarakat tentang manfaat dan fitur keamanan pembayaran berkemampuan NFC dapat membantu membangun kepercayaan dan keyakinan dalam sistem e-naira. Kolaborasi antara Bank Sentral, pemroses pembayaran, lembaga keuangan, dan penyedia teknologi sangat penting dalam menciptakan ekosistem yang kuat dan dapat dioperasikan untuk pembayaran NFC. Pemantauan dan evaluasi rutin terhadap kinerja sistem, langkah-langkah keamanan, dan pengalaman pengguna juga akan sangat penting dalam menyempurnakan peningkatan NFC e-naira untuk adopsi dan penggunaan yang optimal.. .
1. Main topic: Nigeria's Central Bank enhances e-naira with NFC upgrade for contactless payments. Nigeria's Central Bank recently announced enhancements to the e-naira,their digital currency,by incorporating NFC (Near Field Communication) technology for contactless payments. This upgrade is aimed at promoting convenience and efficiency in digital transactions,reducing the need for physical cash,and fostering financial inclusion. NFC-enabled devices,such as smartphones and contactless cards,can securely communicate with payment terminals,enabling quick and seamless transactions. The integration of NFC technology allows users to simply tap their devices to make payments,eliminating the need for swiping cards or entering PINs. This move aligns with global trends in digital payments and positions Nigeria as a leader in implementing innovative and secure payment solutions.
2. Main topic: Implications of the e-naira NFC upgrade for financial inclusion and economic growth. The introduction of NFC-enabled e-naira payments opens up new possibilities for financial inclusion in Nigeria. By making digital payments more accessible and convenient,the upgrade can help bring unbanked or underbanked individuals into the formal financial system. With NFC technology,individuals who previously relied on cash transactions can adopt digital payment methods without the need for traditional banking infrastructure. This increased participation in the financial system can have positive implications for economic growth by enabling more efficient and transparent transactions,boosting productivity,and promoting entrepreneurship. The e-naira NFC upgrade could also contribute to reducing the reliance on physical cash,which can enhance security and reduce the cost of handling and storing cash.
3. Main topic: Addressing challenges and ensuring widespread adoption of the e-naira NFC upgrade. While the e-naira NFC upgrade offers great potential,there are challenges that need to be addressed to ensure widespread adoption. One of the key challenges is the availability of NFC-enabled devices and infrastructure across Nigeria. To maximize the benefits of the upgrade,efforts should be made to ensure affordability and accessibility of NFC-enabled devices for individuals and businesses. Additionally,educating and raising awareness among the public about the benefits and security features of NFC-enabled payments can help build trust and confidence in the e-naira system. Collaboration between the Central Bank,payment processors,financial institutions,and technology providers is crucial in creating a robust and interoperable ecosystem for NFC payments. Regular monitoring and evaluation of the system's performance,security measures,and user experience will also be essential in fine-tuning the e-naira NFC upgrade for optimal adoption and usage.
Reference: cointelegraph.com
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(Perbarui setiap 1 jam)
| pada | dari | adalah ($US) | pergantian ($) |
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| 1 | BTC |
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| 2 | ARS |
1,106.60 | 929,887,014.30 |
| 3 | ETH |
3,065.89 | 473,822,229.23 |
| 4 | SOL |
168.44 | 411,593,278.29 |
| 5 | BONK |
<0.01 | 191,686,930.14 |
| 6 | PEPE |
<0.01 | 183,063,796.04 |
| 7 | WIF |
2.47 | 165,457,069.86 |
| 8 | DOGE |
0.15 | 107,643,205.43 |
| 9 | FTM |
0.84 | 84,697,136.78 |
| 10 | RNDR |
10.17 | 70,529,039.66 |
| 11 | LINK |
16.76 | 68,703,963.61 |
| 12 | BOME |
0.01 | 68,561,435.42 |
| 13 | RUNE |
6.64 | 55,370,580.56 |
| 14 | NEAR |
7.76 | 54,284,711.72 |
| 15 | ENA |
0.70 | 51,321,951.36 |
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0.51 | 50,387,443.21 |
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490.30 | 40,873,764.77 |
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86.80 | 40,597,655.10 |
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35.51 | 37,598,219.34 |
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0.04 | 36,646,377.94 |
| 24 | WLD |
4.76 | 34,744,509.41 |
| 25 | ICP |
12.66 | 30,531,922.25 |
| 26 | BLZ |
0.28 | 28,438,209.89 |
| 27 | AEVO |
0.82 | 28,237,690.49 |
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| 29 | FIL |
5.57 | 27,179,746.93 |
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0.25 | +13.19 |
| 3 |  FARM |
76.30 | +11.88 |
| 4 |  PHA |
0.20 | +9.27 |
| 5 |  VIC |
0.45 | +8.32 |
| 6 |  BNX |
1.07 | +7.95 |
| 7 | BONK |
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| 8 |  POND |
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| 9 |  UNFI |
3.94 | +5.34 |
| 10 |  OOKI |
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| 12 | BCH |
490.30 | +2.98 |
| 13 | LINK |
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| 14 |  KP3R |
75.80 | +1.11 |
| 15 | RNDR |
10.17 | +1.09 |
| 16 |  ELF |
0.53 | +0.86 |
| 17 | RSR |
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| 18 |  XEC |
<0.01 | +0.66 |
| 19 |  PAXG |
2,399.00 | +0.55 |
| 20 |  HIVE |
0.32 | +0.54 |
| 21 |  ASR |
3.74 | +0.51 |
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(Perbarui setiap 1 menit)
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| 1 | PYTH |
0.38 | -13.66 |
| 2 | BLZ |
0.28 | -11.96 |
| 3 |  SAGA |
2.07 | -11.31 |
| 4 |  TNSR |
0.81 | -11.23 |
| 5 | ![Quickswap [OLD] title=](https://titdoi.com/coins-images-mini/QUICK-quick.webp){kind=small} QUICK |
0.05 | -9.26 |
| 6 |  MANTA |
1.44 | -9.25 |
| 7 |  DIA |
0.47 | -7.72 |
| 8 |  STRK |
1.05 | -7.66 |
| 9 |  AUCTION |
13.66 | -7.58 |
| 10 |  LSK |
1.80 | -7.49 |
| 11 | ENA |
0.70 | -7.26 |
| 12 |  FOR |
0.02 | -6.79 |
| 13 |  POLYX |
0.42 | -6.78 |
| 14 |  DYM |
2.55 | -6.77 |
| 15 |  DCR |
19.73 | -6.67 |
| 16 |  FUN |
<0.01 | -6.61 |
| 17 |  OMNI |
13.88 | -6.53 |
| 18 |  GTC |
1.14 | -6.31 |
| 19 |  TIA |
8.93 | -6.30 |
| 20 |  MAV |
0.35 | -6.24 |
| 21 |  NFP |
0.44 | -6.15 |
| 22 | ICP |
12.66 | -6.11 |
| 23 |  ZRX |
0.55 | -6.06 |
| 24 |  PIXEL |
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| 25 |  COS |
<0.01 | -5.87 |
| 26 |  HOOK |
0.78 | -5.75 |
| 27 |  NTRN |
0.65 | -5.74 |
| 28 |  BETA |
0.07 | -5.70 |
| 29 |  CELO |
0.81 | -5.63 |
| 30 |  CYBER |
7.45 | -5.58 |
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berita AS yang memiliki dampak signifikan pada pasar
| pada | berita | hari | tanggal | waktu |
|---|---|---|---|---|
| 1 | Pernyataan Ketua FED (Jerome Powell). (Fed Chair Powell Speaks) | Senin (Mon) | 20-05-2024 | 02:30 |
| 2 | FOMC Member Bostic Speaks (FOMC Member Bostic Speaks) | Senin (Mon) | 20-05-2024 | 18:30 |
| 3 | FOMC Member Bostic Speaks (FOMC Member Bostic Speaks) | Senin (Mon) | 20-05-2024 | 19:45 |
| 4 | Pernyataan Anggota FED (Christopher J. Waller). (FOMC Member Waller Speaks) | Senin (Mon) | 20-05-2024 | 20:00 |
| 5 | Pernyataan Anggota Fed (Barr). (FOMC Member Barr Speaks) | Senin (Mon) | 20-05-2024 | 20:00 |
| 6 | Pernyataan Anggota FED (Jefferson). (FOMC Member Jefferson Speaks) | Senin (Mon) | 20-05-2024 | 21:30 |
| 7 | Pernyataan Anggota FED (Loretta J. Mester). (FOMC Member Mester Speaks) | Selasa (Tue) | 21-05-2024 | 01:00 |
| 8 | Pernyataan Menteri Keuangan AS (Jenet Yellen). (Treasury Sec Yellen Speaks) | Selasa (Tue) | 21-05-2024 | 15:00 |
| 9 | Pernyataan Anggota FED (Christopher J. Waller). (FOMC Member Waller Speaks) | Selasa (Tue) | 21-05-2024 | 20:00 |
| 10 | FOMC Member Barkin Speaks (FOMC Member Barkin Speaks) | Selasa (Tue) | 21-05-2024 | 20:00 |
| 11 | Pernyataan Anggota FED (Williams). (FOMC Member Williams Speaks) | Selasa (Tue) | 21-05-2024 | 20:05 |
| 12 | FOMC Member Bostic Speaks (FOMC Member Bostic Speaks) | Selasa (Tue) | 21-05-2024 | 20:10 |
| 13 | Pernyataan Anggota Fed (Barr). (FOMC Member Barr Speaks) | Selasa (Tue) | 21-05-2024 | 22:45 |
| 14 | Pernyataan Anggota FED (Loretta J. Mester). (FOMC Member Mester Speaks) | Rabu (Wed) | 22-05-2024 | 06:00 |
| 15 | Laporan penjualan rumah AS (Existing Home Sales) | Rabu (Wed) | 22-05-2024 | 21:00 |
| 16 | laporan persediaan minyak mentah (Crude Oil Inventories) | Rabu (Wed) | 22-05-2024 | 21:30 |
| 17 | Rapat Komite Kebijakan Moneter Fed (FOMC Meeting Minutes) | Kamis (Thur) | 23-05-2024 | 01:00 |
| 18 | angka pengangguran AS (Unemployment Claims) | Kamis (Thur) | 23-05-2024 | 19:30 |
| 19 | Perkiraan produksi barang AS (Flash Manufacturing PMI) | Kamis (Thur) | 23-05-2024 | 20:45 |
| 20 | Perkiraan Layanan AS (Flash Services PMI) | Kamis (Thur) | 23-05-2024 | 20:45 |
| 21 | Laporan penjualan rumah baru AS (New Home Sales) | Kamis (Thur) | 23-05-2024 | 21:00 |
| 22 | Laporan cadangan gas bumi (Natural Gas Storage) | Kamis (Thur) | 23-05-2024 | 21:30 |
| 23 | FOMC Member Bostic Speaks (FOMC Member Bostic Speaks) | Jumat (Fri) | 24-05-2024 | 02:00 |
| 24 | Laporan Pesanan Barang Tahan Lama Bulanan (Core Durable Goods Orders m/m) | Jumat (Fri) | 24-05-2024 | 19:30 |
| 25 | Pesanan bulanan untuk barang tahan lama (Durable Goods Orders m/m) | Jumat (Fri) | 24-05-2024 | 19:30 |
| 26 | Pernyataan Anggota FED (Christopher J. Waller). (FOMC Member Waller Speaks) | Jumat (Fri) | 24-05-2024 | 20:35 |
| 27 | Meningkatkan angka Indeks Keyakinan Konsumen (Revised UoM Consumer Sentiment) | Jumat (Fri) | 24-05-2024 | 21:00 |
| 28 | Laporan Inflasi yang Diharapkan dari Universitas Michigan (Revised UoM Inflation Expectations) | Jumat (Fri) | 24-05-2024 | 21:00 |
